Health Dynamics

Obtain a Regular-Pay Health Insurance Plan to Secure Your Health and Financial Future

Health Dynamics is a regular-pay health insurance plan that comes with multistage critical illness coverage. This policy covers 100 major medical conditions, including Alzheimer’s, stroke, cancer, kidney failure, and heart diseases.

It also provides you with the ability to supplement your existing health coverage. This means that you get to enjoy superior health insurance protection and rest easy knowing that your health is taken care of.

This flexible health insurance plan has values directly linked to the performance of your choice of underlying funds. To further improve your finances, you can switch your underlying funds for ones that are performing better. You can also increase your funds when you have extra money.

Now, you can focus on pursuing and living your dreams. If a major medical condition befalls you, whether diagnosed at its early or advanced stage, you have the support and resources to get all the treatments you need. The financial burdens associated with an illness will not get in the way of your recovery.

Features and Benefits

Your choice of currency

Pay your flexible health insurance premiums in either Philippine Peso or U.S. Dollar-denominated plan.

Control over premium payments and paying period

You can shorten the pay period by having a higher health insurance monthly or annual payment, or pay over a long period in exchange for low monthly/annual premium payments.

Select your funds and move them around as needed

Health Dynamics does not only give you the freedom to choose your underlying funds. This regular-pay health insurance also allows you to switch them around or increase them when you have extra funds.

Comprehensive regular medical insurance coverage

Health Dynamics provides coverage for the following:

  • 32 early-stage critical illnesses
  • 13 intermediate-stage critical illnesses
  • 48 late-stage critical illnesses
  • 5 catastrophic critical illnesses
  • 2 additional benefits for diabetic complications, angioplasty, and otherinvasive treatments for coronary heart diseases

Access your account as needed

In case you need them for a more important purpose, you can withdraw from your flexible medical insurance plan’s investment funds anytime, subject to maintaining balance. It’s free up to 4 times a year.

Access to Allianz Healthbox perks

Allianz Healthbox is your one-stop shop access to our health, lifestyle, and wellness partners nationwide.

Enjoy exclusive freebies and discounts to achieve your health and wellness goals.

Ready to plan confidently for a better tomorrow?

Connect with an Alpha Centauri Life Changer today!
DISCLAIMER: Like all other financial products, VULs have their advantages and trade-offs. As a unit-linked insurance product, the policy holder must understand and realize that the product is subject to certain risks, such as, but not limited to investment, credit, interest rate, liquidity, mark-to-market, regulatory, and taxation risks, which would affect the account or fund value of the whole VUL policy. Allianz PNB Life Insurance Inc. is guided by the investment policies approved by the Insurance Commission (IC) including the IC-issued “Guidelines on Variable Life Insurance Contracts”. The supervision and regulation by the IC, however, does not guarantee the investment returns or protection of the VUL policy against capital loss. For better understanding of the nature of the aforementioned risks, a table of Definition of Risks is provided in the Sales Illustration. This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.
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